Licensed microfinance banking, built for speed

Banking that moves at ultra speed

Fund your business, pay your suppliers, and move money across borders from one secure Ultra Pay account — no branch visits, no delays.

Built for everyday Nigerians and growing businesses
Instant, transparent, and fully secured

Create your account

Taux de change en direct

EUR

NGN

1.00 = —

Le bénéficiaire reçoit

EUR

European Union

Vous envoyez

NGN

Nigeria

Montant total—

Send money now

How it works

Get moving in three easy steps

Sign up in minutes

Create your Ultra Pay account online and verify your identity from your phone or computer — no paperwork, no queues.

Top up your wallet

Fund your balance instantly by bank transfer, card, or cash deposit and keep your money ready to move.

Send payments anywhere

Pay bills, transfer to any bank account, or send money abroad, and track every transaction in real time.

Built for business

Run your business without the banking headaches

Faster settlements

Payments clear in a fraction of the time it takes with traditional bank transfers.

Less paperwork

Skip the branch visits and manual forms — manage everything from your dashboard.

Full visibility

See every transaction the moment it happens, with statements ready whenever you need them.

Why Ultra Pay

Everything you need in one account

Speed, reach, and security — the essentials for managing your money with confidence.

Ultra-fast

Transfers that land in seconds, not days, so your money keeps working for you.

Wide reach

Send to any bank in Nigeria and to partners across the globe.

Full transparency

Real-time tracking and clear fees on every single transaction.

Bank-grade security

Your funds and data are protected by licensed, regulated infrastructure.

Multi-currency

Hold and send funds in Naira and major foreign currencies from one place.

Real support

A team that actually answers, ready to help whenever you need it.

Customer stories

Trusted by people who move money every day

Ultra Pay changed how I pay my suppliers — what used to take a full day now takes minutes.

Chinedu O.

Retail business owner

Opening my account took less than ten minutes, and I have never had a delayed transfer since.

Amina B.

Small business owner

Sending money to family abroad used to be stressful. With Ultra Pay, it is just a few taps.

Tunde A.

Ultra Pay customer

Services

Ce que vous pouvez faire avec Ultra Pay Microfinance Bank

Paiements internationaux B2B

Réglez vos fournisseurs et partenaires partout dans le monde.

Conversion de devises

Accédez aux principales devises pour vos opérations.

Transferts transfrontaliers

Envoyez des fonds à l'international de façon fiable et tracée.

Gestion de paiements multi-devises

Pilotez plusieurs devises depuis un seul et même espace.

Conformité

Sécurité et conformité

Ultra Pay Microfinance Bank applique des standards élevés en matière de sécurité et de conformité.

Vérification client (KYC)

Surveillance des transactions (AML)

Protection des fonds et des données

Ultra Pay Microfinance Bank est une plateforme technologique. Les services de paiement sont fournis en partenariat avec des institutions financières agréées, conformément aux réglementations applicables. Les services peuvent varier selon les juridictions.

FAQs

Questions? We've got answers.

Vous avez encore des questions ?

Notre équipe est disponible pour vous aider, par chat ou par email.

Contactez-nous

Is Ultra Pay Microfinance Bank licensed?

Yes. Ultra Pay operates as a licensed microfinance bank, fully regulated and compliant with all applicable banking rules.

How long does it take to open an account?

Most customers are verified and ready to transact within minutes of signing up online.

What are the fees for sending money?

Every fee is shown upfront before you confirm a transfer — no hidden charges, ever.

Can I send money outside Nigeria?

Yes, Ultra Pay supports transfers to a growing network of international partners and currencies.

How do I fund my account?

You can top up instantly by bank transfer, debit card, or a cash deposit at a partner location.