Our mission

À propos de Ultra Pay Microfinance Bank

Ultra Pay Microfinance Bank exists to make sending, receiving, and managing money simple for everyday people and growing businesses.

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Who we are

Financial services built to move at your pace

Ultra Pay Microfinance Bank is a licensed digital-first microfinance bank helping individuals and businesses across Nigeria move money quickly, safely, and without the friction of traditional banking.

We combine regulated banking infrastructure with a modern, mobile-first experience, so opening an account, funding your wallet, and sending a payment all happen in minutes, not days.

Get started
How it works

Get moving in three easy steps

01

Sign up in minutes

Create your Ultra Pay account online and verify your identity from your phone or computer — no paperwork, no queues.

02

Top up your wallet

Fund your balance instantly by bank transfer, card, or cash deposit and keep your money ready to move.

03

Send payments anywhere

Pay bills, transfer to any bank account, or send money abroad, and track every transaction in real time.

Why Ultra Pay

Everything you need in one account

Speed, reach, and security — the essentials for managing your money with confidence.

Ultra-fast

Transfers that land in seconds, not days, so your money keeps working for you.

Wide reach

Send to any bank in Nigeria and to partners across the globe.

Full transparency

Real-time tracking and clear fees on every single transaction.

Bank-grade security

Your funds and data are protected by licensed, regulated infrastructure.

Multi-currency

Hold and send funds in Naira and major foreign currencies from one place.

Real support

A team that actually answers, ready to help whenever you need it.

50,000+
Customers served
Nationwide
Coverage across Nigeria
24/7
Always-on platform
Multi-currency
Naira & foreign currency support

Ready to bank at ultra speed?

Ultra Pay Microfinance Bank exists to make sending, receiving, and managing money simple for everyday people and growing businesses.

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